What national program involves youth teaching youth about making, saving, and spending money wisely?

The program that centers on youth teaching youth about making, saving, and spending money wisely is "Financial Literacy." This program is specifically designed to empower young people with the knowledge and skills to manage their finances responsibly. It often includes teaching essential concepts such as budgeting, saving, investing, and understanding credit.

Financial Literacy programs are aimed at engaging students in practical activities and discussions, thereby enhancing their ability to make informed decisions about their financial futures. By involving peers in the teaching process, the program fosters a collaborative learning environment where youths can relate to each other's experiences and share valuable insights on managing money. This approach can lead to more effective learning as students often feel more comfortable discussing financial topics with their peers.

While Financial Fitness, Youth Money Management, and Smart Spending may address aspects of financial education, they do not specifically emphasize the peer-to-peer teaching element as prominently as Financial Literacy does. This distinctive feature is what makes it a crucial program for youth engagement in financial competence.